Borrower-side advice for every stage of a loan.

More than 25 years of experience in real estate debt capital raising and financial management, applied to protect your interests and support sound capital decisions.

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Experience across property types and capital structures

My experience spans office, multifamily, industrial, hospitality and land development, as well as lines of credit, joint ventures and bond issuances.

  • Office
  • Multifamily
  • Industrial
  • Hospitality
  • Land development
  • Lines of credit
  • Joint ventures
  • Bond issuances

Practical advice through the full life cycle of a loan

I work on the borrower’s side of the table from the first lender conversation to the final payoff.

  1. Origination

    Shaping the request and approaching the right lenders.

  2. Negotiation

    Working terms and conditions in the borrower’s favor.

  3. Closing

    Keeping documents and conditions on track to funding.

  4. Ongoing compliance

    Meeting reporting and covenant obligations after closing.

  5. Refinancing

    Planning and structuring the next capital event.

  6. Payoff

    Bringing the loan to a clean close.

Strong relationships throughout the lending community

Over my 25+ years of experience I have developed strong relationships with dozens of banks, life companies, and CMBS platforms.

These relationships span from small local banks and life companies, to regional players and large national institutions. These connections help me work effectively on your behalf.

  • Local banks
  • Regional banks
  • National institutions
  • Life companies
  • CMBS platforms

When circumstances change

I also have extensive experience with loan restructurings and workouts, helping borrowers navigate complex lender conversations when circumstances change.

Patrick Connors, founder of District Nine Consulting

Who I am

Credit capacity expanded
$65M to $550M+
Property-level financing negotiated
$2B+

I’m Patrick Connors, owner and founder of District Nine Consulting. I’m a senior real estate finance and operations executive with more than 25 years of experience leading capital strategy, debt financing and financial operations. As Senior Vice President of Finance and Operations at my previous employer, I expanded the company’s credit capacity from $65 million to more than $550 million and negotiated more than $2 billion in property-level financing. My leadership responsibilities have also included accounting, human resources and IT.

Earlier in my career, I practiced corporate law, advising clients on corporate transactions, securities offerings and complex financing matters. I hold a J.D. and MBA in Finance from the University of Michigan and teach real estate finance as an Adjunct Professor at George Mason University.

My approach

Candid, experience-based advice that protects the client’s interests.

My approach is straightforward: practical, results-oriented advice that supports sound capital decision-making and execution, from someone who has been on the borrower’s side of the table for more than 25 years.